Effective Date: June 10, 2025

VESPER (“we,” “us,” or “our”) is committed to protecting your privacy. This Privacy Policy explains how we collect, use, store, share, and protect your personal information when you use our mobile application (“App”). By using the App, you agree to the practices described in this policy.

1. Information We Collect

We collect the following types of information:

• Personal Information: When you register, you may provide your name, email address, and other contact details.
• Financial and Transaction Data: You may enter budgets, spending transactions, gambling activities, comps (e.g., free play, hotel, food, and beverage credits), and related financial data.
• User-Generated Content: You may submit notes or trip agendas, some of which may be shared as community notes with your explicit consent.
• Usage Data: We collect data about how you interact with the App, such as pages visited, features used, and session duration.
• Device Information: We collect device identifiers, IP addresses, operating system, and browser type for analytics and security purposes.
• Location Data: If you enable location services, we may collect general location data (e.g., city-level) to enhance trip planning features.

2. How We Use Your Information

We use your information to:

• Provide and improve the App’s functionality, such as tracking budgets and transactions.
• Enable the sharing of community notes and, in future releases, trip agendas, with your explicit consent.
• Analyze usage patterns to enhance user experience and develop new features.
• In future releases, use anonymized data to train AI models for generating insights and recommendations (e.g., budget optimization or trip planning suggestions).
• Comply with legal obligations and respond to legal requests, such as subpoenas.
• Send you service-related communications, such as updates or account notifications.

3. Data Sharing

We do not sell your personal information. We may share your information as follows:

• Community Notes: With your explicit consent, your notes may be shared as anonymized community notes, visible to other users.
• Future Trip Agendas: With your explicit consent, trip agendas may be shared in future releases.
• Service Providers: We share data with third-party vendors (e.g., cloud storage, analytics providers) who assist in operating the App, subject to strict confidentiality agreements.
• AI Insights: Anonymized data may be used to train AI models for generating insights, ensuring no personally identifiable information is included.
• Legal Compliance: We may disclose data to comply with applicable laws or respond to valid legal processes.

4. User Consent and Control

• Community Notes and AI Use: You must provide explicit consent to share notes as community notes or use your anonymized data for AI insights. You can withdraw consent at any time via the App’s settings.
• Data Access and Deletion: You may request access to, correction of, or deletion of your personal information by contacting us at [insert contact email]. We will respond within 30 days, subject to legal obligations.
• Opt-Out: You may opt out of non-essential data collection (e.g., analytics) or marketing communications via the App’s settings or by following unsubscribe instructions in emails.

5. Data Security

We implement industry-standard security measures, such as encryption and access controls, to protect your data. However, no system is completely secure, and we cannot guarantee absolute security.

6. Data Retention

We retain your personal information only as long as necessary for the purposes outlined in this policy or as required by law. If you request deletion, we will remove your data, except where retention is required for legal or operational purposes.

7. Third-Party Links

The App may contain links to third-party websites or services (e.g., hotel or casino websites). We are not responsible for their privacy practices. Please review their policies before sharing information.

8. International Users

If you are located outside the United States, your data may be transferred to and processed in the U.S., where privacy laws may differ. By using the App, you consent to this transfer.

9. Children’s Privacy

The App is not intended for users under 18. We do not knowingly collect data from children under 18. If we learn such data has been collected, we will delete it promptly.

10. Changes to This Policy

We may update this Privacy Policy to reflect changes in our practices or legal requirements. We will notify you of material changes via the App or email. Your continued use of the App constitutes acceptance of the updated policy.

11. Contact Us

If you have questions or concerns about this Privacy Policy, contact us at info@qtmobapps.com.